Retirement Planning

Pre-retirement planning

Most South Africans do not retire financially independent and only find out that they cannot afford to retire when it’s too late. Planning for retirement considers your required income at retirement in relation to your existing provision and quantifies any additional amounts that you must save in order to achieve your objectives.

Post-retirement planning

Once you have saved for retirement, the funds that you have accumulated must be invested to provide you and your dependants with income. Planning at retirement involves analysing your investments and considering the most tax-effective method of investing.  As a Momentum Financial Planner, I have access to a wide range of products, including guaranteed and flexible annuities, that suit all needs and risk profiles. In order to advise you at retirement, your Financial Planner must gather enough information to analyse your situation and make a recommendation that suitable for you.

Retirement Planning